So I was talking to my Financial Advisor the other day, and he showed me this chart that proved, over a period of forty years, I could pile up a ton of money. I told him I didn't have forty years.
He said, you have a thirty-year mortgage, don't you?
I said, indeed I do.
He said, well then.
I said, what.
He said, does it bother you that you might not be around to pay off that mortgage?
I said, frankly, yes. But I depend on the future kindness of some stranger to take over the payments, preferably when I'm dead.
He said, of course.
All in all, a very constructive conversation. We agreed to do it again. Someday, I'm going to do something he tells me to do.